Microcredit for Employment

Looking for a loan to help you keep or find a job?

Microlux provides you with microcredits* up to EUR 10 000 for financial needs related to professional mobility and budget management support to people who do not have access to "traditionnal" bank loans.
For instance, we can finance

  • A driving license or a vehicle which allows you to get to work
  • Training to evolve in your current position or for a new professional opportunity
  • A job-related move

*under the condition of approval by our credit comittee

The procedure

Please visit the section "How does it works?"

Loan conditions

COVID19 EXCEPTIONAL CONDITIONS : in order to help entrepreneurs in the context of economic recovery resulting from the Covid-19 pandemic crisis, from 15 June 2020 and for a period of one year

  • The annuel interest rate 9% is lowered to 4%.
  • The solidarity fees are set 5% at 3% (with a minumum of 150€ and a maximum of 500€).
  • The repayment period for a loan is set to up 36 months.
  • We ask for a third person to be guarantor for 1/3 of the loan amount.
  • Loans can be paid back early without any fees or penalties.

Contact us for further information!


Exemples of microcredits

Borrowed amountDurationMonthly paymentsAPRTotal amount to be reimbursed
Driving license
3000 euros24 months

137.05 euros

130.27.56 euros



3439.30 euros

3276.59 euros

6000 euros36 months

190.80 euros

177.14 euros



6868.80 euros

6557.18 euros

Warning : borrowing money also costs money. Microlux pays particular attention to situations of over-indebtedness and trains its employees to prevent any risk in this respect.




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