The procedure

In order to obtain a microcredit from microlux, you may consider the following steps:

1. First contact
I get in touch with microlux by mail, phone or via registration form.
2. Loan officer meeting
I meet a loan officer to discuss about my project.
3. Finalization of the application
I finalize my application and I get free and personalized coaching.
4. Credit committee
My loan officer submits my application to the Credit Committee who is going to evaluate my application.
5. Disbursment
Following the positive decision of the Credit Committee, I sign the loan contract and the microcredit is going to be disbursed on my bank account.
6. Repayment
I repay my loan each month and I benefit from an expert’s support.


With the support of