Microcredit for Employment
Looking for a loan to help you keep or find a job?
Microlux provides you with microcredits* up to EUR 10 000 for financial needs related to professional mobility and budget management support to people who do not have access to "traditionnal" bank loans.
For instance, we can finance
- A driving license or a vehicle which allows you to get to work
- Training to evolve in your current position or for a new professional opportunity
- A job-related move
*under the condition of approval by our credit comittee
The procedure
Please visit the section "How does it works?"
Loan conditions
- The annuel interest rate is 6,25%.
- The solidarity fees are set at 3% (with a minumum of 150€ and a maximum of 500€).
- The repayment period for a loan is set to up 36 months.
- We ask for a third person to be guarantor for 1/3 of the loan amount.
- Loans can be paid back early without any fees or penalties.
Contact us for further information!
Exemples of microcredits
Borrowed amount | Duration | Monthly payments | APR | Total amount to be reimbursed | |
---|---|---|---|---|---|
Driving license | 3000 euros | 24 months | 133.30€ | 9.64% | 3349.20€ |
Vehicle | 6000 euros | 36 months | 183.21€ | 8.31% | 6775.63€ |
Warning : borrowing money also costs money. Microlux pays particular attention to situations of over-indebtedness and trains its employees to prevent any risk in this respect.

For more information please contact us: +352 45 68 68 76