{"id":3179,"date":"2023-09-07T13:07:14","date_gmt":"2023-09-07T11:07:14","guid":{"rendered":"https:\/\/www.microlux.lu\/microcredit\/"},"modified":"2025-02-17T14:22:44","modified_gmt":"2025-02-17T13:22:44","slug":"microcredit","status":"publish","type":"page","link":"https:\/\/www.microlux.lu\/en\/microcredit\/","title":{"rendered":"Microcredit"},"content":{"rendered":"<!--\r\n Title: Hero\r\n-->\r\n\r\n<section class=\"gc-hero\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container\">\r\n    <div class=\"gc-hero__wrapper\">\r\n                            <div class=\"gc-breadcrumbs gc-hero__breadcrumbs\">\r\n    <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\r\n            \r\n            <h1 class=\"gc-hero__title\">Microcredit<\/h1>\r\n            <h2 class=\"gc-hero__subtitle h4\">Discover our financing solutions for your professional project!<\/h2>\r\n            <div class=\"gc-hero__content\"><p>We offer microcredits of up to 50,000\u20ac for a business project and up to 10,000\u20ac for a personal loan that helps you find a job.<\/p>\n<\/div>\r\n\r\n                            <div class=\"gc-hero__buttons\">\r\n                                            <a target=\"_self\" class=\"gc-button\" role=\"button\" href=\"https:\/\/www.microlux.lu\/en\/contact-us\/\">\r\n\t\tContact us\r\n\t<\/a>                                            <a target=\"_self\" class=\"gc-button gc-button--outline\" role=\"button\" href=\"https:\/\/www.microlux.lu\/en\/microcredit-simulator\/\">\r\n\t\tMicrocredit simulator\r\n\t<\/a>                                    <\/div>\r\n                    <\/div>\r\n<\/div>\r\n    <img decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Discussion-avec-Mary-dEscape-e1695116422960.jpg\" class=\"gc-hero__image\" alt=\"\" \/><\/section>\r\n\n\n<!--\r\n Title: Content with visual\r\n-->\r\n\r\n<section class=\"gc-cwv gc-cwv--has-visual\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cwv__wrapper\">\r\n                            <div class=\"gc-cwv__visual\">\r\n                                            <figure class=\"gc-cwv__image-wrapper\">\r\n                            <img decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-768x1024.jpeg\" class=\"gc-cwv__image\" alt=\"\" data-no-lazy=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-768x1024.jpeg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-225x300.jpeg 225w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-1152x1536.jpeg 1152w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-1536x2048.jpeg 1536w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-1440x1920.jpeg 1440w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/IMG_0215-scaled.jpeg 1920w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>                        <\/figure>\r\n                                    <\/div>\r\n                        <div class=\"gc-cwv__content\">\r\n                <h2 class=\"gc-cwv__title h2\">\r\n\t\tNeed financing for your business?\r\n\t<\/h2>                <div class=\"gc-cwv__text\">\r\n                    <ul>\n<li>Would you like to set up your own business and become your own boss?<\/li>\n<li class=\"bodytext\">Are you planning to renovate your restaurant&#8217;s kitchen?<\/li>\n<li class=\"bodytext\">Would you like to finance a rental guarantee for your business?<\/li>\n<li>Are you planning to buy a vehicle for your business?<\/li>\n<\/ul>\n<p class=\"bodytext\">Microlux offers <b>microloans of up to \u20ac50,000*<\/b> and coaching to help you set up and grow your business in Luxembourg.<\/p>\n<p class=\"bodytext\">These are small loans for start-ups and existing entrepreneurs who do not have access to traditional bank loans.<\/p>\n<p><i>*subject to acceptance<\/i><\/p>\n\r\n\r\n                                            <div class=\"gc-cwv__box\">\r\n                            <p><strong>What are the main criteria in order to obtain a microcredit?<\/strong><\/p>\n<ol>\n<li>The coherence of your project<\/li>\n<li>Your repayment capacity<\/li>\n<li>Your personal and professional background<\/li>\n<li>Your professionalism<\/li>\n<\/ol>\n\r\n                        <\/div>\r\n                                    <\/div>\r\n                                    <div class=\"gc-cwv__buttons\">\r\n                                                    <a target=\"_self\" class=\"gc-button gc-button--yellow\" role=\"button\" href=\"https:\/\/www.microlux.lu\/en\/contact-us\/\">\r\n\t\tContact us\r\n\t<\/a>                                            <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: Content with visual\r\n-->\r\n\r\n<section class=\"gc-cwv gc-cwv--has-visual gc-cwv--is-reversed\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cwv__wrapper\">\r\n                            <div class=\"gc-cwv__visual\">\r\n                                            <figure class=\"gc-cwv__image-wrapper\">\r\n                            <img decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Conditions-de-pret-e1695048991772-768x1024.jpg\" class=\"gc-cwv__image\" alt=\"\" data-no-lazy=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Conditions-de-pret-e1695048991772-768x1024.jpg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Conditions-de-pret-e1695048991772-225x300.jpg 225w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Conditions-de-pret-e1695048991772.jpg 900w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>                        <\/figure>\r\n                                    <\/div>\r\n                        <div class=\"gc-cwv__content\">\r\n                <h2 class=\"gc-cwv__title h2\">\r\n\t\tLoan conditions\r\n\t<\/h2>                <div class=\"gc-cwv__text\">\r\n                    <ul>\n<li>The <b>annual interest <\/b>rate is <b>8,25%<\/b>.<\/li>\n<li style=\"text-align: left;\"><b>3%<\/b> <b>administration fee<\/b> (minimum \u20ac150 and maximum \u20ac500)<\/li>\n<li style=\"text-align: left;\">You can <b>defer payment<\/b> for<b> up to <\/b><b>3 months<\/b><\/li>\n<li style=\"text-align: left;\">You have 12 to 60 months to repay the loans<\/li>\n<li style=\"text-align: left;\">A guarantor is required for <strong>1\/3 of the loan amount<\/strong><\/li>\n<li style=\"text-align: left;\">Loans can be repaid early at no cost<\/li>\n<\/ul>\n<p>For the loans <strong>over \u20ac25,000 and up to \u20ac50,000<\/strong>, following additional conditions are required :<\/p>\n<ul>\n<li>For business creators : a minimum <strong>personal contribution of 20%<\/strong> of the total financing plan ;<\/li>\n<li>For entrepreneurs who have already started their business: a minimum history of <strong>one year of activity<\/strong> ;<\/li>\n<li>You have up to 96 months to repay the loans.<\/li>\n<\/ul>\n\r\n\r\n                                            <div class=\"gc-cwv__box\">\r\n                            <h5><span style=\"color: red;\">NEW <\/span><em><span style=\"color: green;\"><strong> &#8220;Sustainable business&#8221;<\/strong> <\/span><\/em><\/h5>\n<h4>Special condition for sustainable businesses<\/h4>\n<p>From January 2025, the <strong>preferential interest rate of 6.75%<\/strong> will be applied to entrepreneurs who can demonstrate an ecological or social approach to their economic activity.<\/p>\n<p>&nbsp;<\/p>\n\r\n                        <\/div>\r\n                                    <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: Content with visual\r\n-->\r\n\r\n<section class=\"gc-cwv\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cwv__wrapper\">\r\n                        <div class=\"gc-cwv__content\">\r\n                <h2 class=\"gc-cwv__title h2\">\r\n\t\t\r\n\t<\/h2>                <div class=\"gc-cwv__text\">\r\n                    \r\n\r\n                                            <div class=\"gc-cwv__box\">\r\n                            <h4 style=\"text-align: left;\">Honorary loans<\/h4>\n<p style=\"text-align: left;\">The &#8220;pr\u00eat d&#8217;honneur&#8221; (honor loan) is designed to strengthen the financial capacity of project holders starting a new business. <strong>This loan will always be granted as a complement to a regular microcredit<\/strong>.<\/p>\n<p style=\"text-align: left;\"><strong>Conditions<\/strong>:<\/p>\n<ul>\n<li>For start-ups (less than 12 months old)<\/li>\n<li>For jobseekers and Revis beneficiaries<\/li>\n<li>The annual <b>interest<\/b> rate is <b>0%<\/b>.<\/li>\n<li>There is a 3% handling fee (minimum \u20ac150).<\/li>\n<li><b>No guarantor or warranty<\/b> required<\/li>\n<li>A <b>grace period of<\/b> <b>up to 24 months<\/b><\/li>\n<li>You have up to 60 months (including the grace period) to repay the loans<\/li>\n<li>Loans can be repaid early at no cost<\/li>\n<\/ul>\n\r\n                        <\/div>\r\n                                    <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: Content with visual\r\n-->\r\n\r\n<section class=\"gc-cwv gc-cwv--has-visual\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cwv__wrapper\">\r\n                            <div class=\"gc-cwv__visual\">\r\n                                            <figure class=\"gc-cwv__image-wrapper\">\r\n                            <img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-683x1024.jpg\" class=\"gc-cwv__image\" alt=\"\" data-no-lazy=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-683x1024.jpg 683w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-200x300.jpg 200w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-768x1152.jpg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-1024x1536.jpg 1024w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-1365x2048.jpg 1365w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-1280x1920.jpg 1280w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Mr-Fabrice-Mawete-scaled.jpg 1707w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>                        <\/figure>\r\n                                    <\/div>\r\n                        <div class=\"gc-cwv__content\">\r\n                <h2 class=\"gc-cwv__title h2\">\r\n\t\tMicrocredit for your job\r\n\t<\/h2>                <div class=\"gc-cwv__text\">\r\n                    <p class=\"bodytext\">Microlux offers <b>microloans of up to \u20ac10,000*<\/b> to help people with no access to bank loans, to find or keep their job.<\/p>\n<p class=\"bodytext\">For example, we can finance<\/p>\n<ul>\n<li>A vehicle to get to work or a driving license<\/li>\n<li>A training for a new professional opportunity<\/li>\n<\/ul>\n<p class=\"bodytext\"><i>*subject to acceptance<\/i><\/p>\n<ul>\n<li>The <b>annual interest <\/b>rate is <b>8,25%<\/b>.<\/li>\n<li><b>Application fees<\/b> are <b>3%<\/b> (with a minimum of \u20ac150).<\/li>\n<li>Beneficiaries have 36 months to repay the loan<\/li>\n<li>A guarantor is required for 1\/3 of the loan amount<\/li>\n<li>Loans can be repaid early at no cost<\/li>\n<\/ul>\n\r\n\r\n                                    <\/div>\r\n                                    <div class=\"gc-cwv__buttons\">\r\n                                                    <a target=\"_self\" class=\"gc-button gc-button--yellow\" role=\"button\" href=\"https:\/\/www.microlux.lu\/en\/contact-us\/\">\r\n\t\tContact us\r\n\t<\/a>                                            <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: Start simulation\r\n-->\r\n\r\n<section class=\"gc-start-simulation\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-start-simulation__wrapper\">\r\n            <div>\r\n                <h2 class=\"gc-start-simulation__title\">Simulate your own credit!<\/h2>\r\n                <div class=\"gc-start-simulation__description\"><p>How much can you repay per month? for how long? Feel free to modulate the amount and duration of this tool to calculate your monthly payment and the cost of your microcredit!<\/p>\n<\/div>\r\n            <\/div>\r\n            <form action=\"https:\/\/www.microlux.lu\/en\/microcredit-simulator\/\" method=\"get\" class=\"gc-start-simulation__form\">\r\n                <div class=\"gc-range-slider gc-range-slider--\">\r\n    <div class=\"gc-range-slider__form-row\" x-data=\"{ val: '15000', min: '500', max: '50000' }\">\r\n        <label class=\"gc-range-slider__form-label\" for=\"amount\">\r\n            Amount\r\n        <\/label>\r\n                    <span class=\"gc-range-slider__form-result\">\u20ac <\/span>\r\n                <span class=\"gc-range-slider__form-result\" x-text=\"val\"><\/span>\r\n                <input class=\"gc-range-slider__input gc-range-slider__input--amount\" x-bind:style=\"'background-size: ' + (val - min) * 100 \/ (max - min) + '% 100%'\" type=\"range\" id=\"amount\" name=\"amount\" min=\"500\" x-model=\"val\" max=\"50000\" step=\"500\" >\r\n        <div class=\"gc-range-slider__form-description\">\r\n                        <p>\u20ac 500<\/p>\r\n            <p>\u20ac 50.000<\/p>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n                <div class=\"gc-range-slider gc-range-slider--\">\r\n    <div class=\"gc-range-slider__form-row\" x-data=\"{ val: '48', min: '3', max: '96' }\">\r\n        <label class=\"gc-range-slider__form-label\" for=\"duration\">\r\n            Duration\r\n        <\/label>\r\n                <span class=\"gc-range-slider__form-result\" x-text=\"val\"><\/span>\r\n                    <span class=\"gc-range-slider__form-result\">months <\/span>\r\n                <input class=\"gc-range-slider__input gc-range-slider__input--duration\" x-bind:style=\"'background-size: ' + (val - min) * 100 \/ (max - min) + '% 100%'\" type=\"range\" id=\"duration\" name=\"duration\" min=\"3\" x-model=\"val\" max=\"96\" step=\"1\" >\r\n        <div class=\"gc-range-slider__form-description\">\r\n                            <p>3 months<\/p>\r\n                <p>96 months<\/p>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n                <button target=\"_self\" class=\"gc-button gc-button--blue gc-start-simulation__button\" type=\"submit\" role=\"button\">\r\n\t\tSee result\r\n\t<\/button>            <\/form>\r\n            <div class=\"gc-start-simulation__note\">Borrowing money also costs money. Microlux pays particular attention to situations of over-indebtedness, and trains its employees to prevent any risk in this area.<\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: Content with visual\r\n-->\r\n\r\n<section class=\"gc-cwv gc-cwv--has-visual\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cwv__wrapper\">\r\n                            <div class=\"gc-cwv__visual\">\r\n                                            <figure class=\"gc-cwv__image-wrapper\">\r\n                            <img decoding=\"async\" width=\"974\" height=\"894\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Procedure-dobtention-microcredit-e1688656145254.jpg\" class=\"gc-cwv__image\" alt=\"\" data-no-lazy=\"\" \/>                        <\/figure>\r\n                                    <\/div>\r\n                        <div class=\"gc-cwv__content\">\r\n                <h2 class=\"gc-cwv__title h2\">\r\n\t\tHow does it work?\r\n\t<\/h2>                <div class=\"gc-cwv__text\">\r\n                    <p>See the steps to take to obtain a microloan from microlux<\/p>\n\r\n\r\n                                    <\/div>\r\n                                    <div class=\"gc-cwv__buttons\">\r\n                                                    <a target=\"_self\" class=\"gc-button gc-button--yellow\" role=\"button\" href=\"https:\/\/www.microlux.lu\/en\/microcredit-request-how-does-it-work\/\">\r\n\t\tHow does it work?\r\n\t<\/a>                                            <\/div>\r\n                            <\/div>\r\n        <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: References\r\n-->\r\n\r\n<section class=\"gc-references gc-references--thumbnail\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-references__title-block  gc-references__title-block--space-between\">\r\n    <h3 class=\"gc-references__title\">We have supported over 300 businesses creators<\/h3>\r\n    <a class=\"gc-references__archive-link\" href=\"https:\/\/www.microlux.lu\/en\/entrepreneurs-stories-and-testimonials\/\">\r\n        Read all the stories\r\n        <svg class='gc-references__arrow gc-references__arrow--blue' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"\/><\/svg>    <\/a>\r\n<\/div>            \r\n            <div x-data=\"referencesSlide\" class=\"gc-references__wrapper\">\r\n                \r\n                <div class=\"gc-references__splide splide\" x-ref=\"slider\">\r\n                    <div class=\"splide__track gc-references__slides\">\r\n                        <div class=\"splide__list\">\r\n                                                                                            <div class=\"gc-references__content splide__slide\">\r\n                                                                            <img decoding=\"async\" width=\"1024\" height=\"854\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/1-2-e1697534739455-1024x854.png\" class=\"gc-references__image\" alt=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/1-2-e1697534739455-1024x854.png 1024w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/1-2-e1697534739455-300x250.png 300w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/1-2-e1697534739455-768x641.png 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/1-2-e1697534739455.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>                                    \r\n                                    <a href=\"https:\/\/www.microlux.lu\/en\/entrepreneurs-stories\/story-petsitting-by-amandine\/\" class=\"gc-references__ref-content\">\r\n\t\t<div class=\"gc-stars\">\r\n            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>    <\/div>\r\n                                        <div class=\"gc-cii gc-cii--small-margin \">\r\n            <q class=\"gc-cii__quote\">&#8220;Being an entrepreneur has been a way for me to develop fully and to have the freedom that I couldn&#8217;t find as an employee. Nevertheless, I have very quickly learned the need to constantly evolve and to be resilient, especially while the difficulties of the last three years. Microlux has been the helping hand that enabled me to cope with the current economic crisis with its advice but also its financial support.&#8221;\n<\/q>\r\n        \r\n    <div class=\"gc-cii__bottom\">\r\n        <div>\r\n            <h5 class=\"gc-cii__name\">\r\n                <span class=\"gc-cii__dash\">\r\n                    Amandine\r\n                <\/span>\r\n                            <\/h5>\r\n            <div class=\"gc-cii__client\">\r\n                                    <span class=\"gc-cii__dash\">\r\n                        PETsitting\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        Olingen\r\n                    <\/span>\r\n                                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\t<\/a>                                <\/div>\r\n                                                                                            <div class=\"gc-references__content splide__slide\">\r\n                                                                            <img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-1024x683.jpg\" class=\"gc-references__image\" alt=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-1024x683.jpg 1024w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-300x200.jpg 300w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-768x512.jpg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-1536x1024.jpg 1536w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-2048x1365.jpg 2048w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Microlux_Bitzbel_Couture-\u00a9Tania-Alamilla-3-1920x1280.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>                                    \r\n                                    <a href=\"https:\/\/www.microlux.lu\/en\/entrepreneurs-stories\/testimony-of-isabel-bitzbel-couture\/\" class=\"gc-references__ref-content\">\r\n\t\t<div class=\"gc-stars\">\r\n            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>    <\/div>\r\n                                        <div class=\"gc-cii gc-cii--small-margin \">\r\n            <q class=\"gc-cii__quote\">&#8220;Microlux had confidence in my project! Their explanations of the little details you can forget were a great help to me, and the support of a volunteer means you don&#8217;t feel alone or lost! Today, entrepreneurship gives me professional and personal fulfillment and a great deal of freedom to make decisions!&#8221;\n<\/q>\r\n        \r\n    <div class=\"gc-cii__bottom\">\r\n        <div>\r\n            <h5 class=\"gc-cii__name\">\r\n                <span class=\"gc-cii__dash\">\r\n                    Isabel\r\n                <\/span>\r\n                            <\/h5>\r\n            <div class=\"gc-cii__client\">\r\n                                    <span class=\"gc-cii__dash\">\r\n                        Bitzbel Couture\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        2-4, Capellen business park\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        since oct. 2022\r\n                    <\/span>\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\t<\/a>                                <\/div>\r\n                                                                                            <div class=\"gc-references__content splide__slide\">\r\n                                                                            <img decoding=\"async\" width=\"893\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-893x1024.jpg\" class=\"gc-references__image\" alt=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-893x1024.jpg 893w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-262x300.jpg 262w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-768x881.jpg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-1339x1536.jpg 1339w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572-1674x1920.jpg 1674w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Telio-scaled-e1692711273572.jpg 1702w\" sizes=\"(max-width: 893px) 100vw, 893px\" \/>                                    \r\n                                    <a href=\"https:\/\/www.microlux.lu\/en\/entrepreneurs-stories\/testimony-of-telio\/\" class=\"gc-references__ref-content\">\r\n\t\t<div class=\"gc-stars\">\r\n            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>    <\/div>\r\n                                        <div class=\"gc-cii gc-cii--small-margin \">\r\n            <q class=\"gc-cii__quote\">&#8220;Entrepreneurship has brought us more freedom, more responsibility and more work, but we&#8217;re proud to have come this far and we thank microlux whose support has helped us realize our dream. &#8220;\n<\/q>\r\n        \r\n    <div class=\"gc-cii__bottom\">\r\n        <div>\r\n            <h5 class=\"gc-cii__name\">\r\n                <span class=\"gc-cii__dash\">\r\n                    Sarkut &amp; Dhya\r\n                <\/span>\r\n                            <\/h5>\r\n            <div class=\"gc-cii__client\">\r\n                                    <span class=\"gc-cii__dash\">\r\n                        T\u00e9lio\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        7, Grand-Rue L-1660 Luxembourg\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        2021\r\n                    <\/span>\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\t<\/a>                                <\/div>\r\n                                                                                            <div class=\"gc-references__content splide__slide\">\r\n                                                                            <img decoding=\"async\" width=\"500\" height=\"750\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Foodtruck-Letzerburger_resized.jpg\" class=\"gc-references__image\" alt=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Foodtruck-Letzerburger_resized.jpg 500w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/Foodtruck-Letzerburger_resized-200x300.jpg 200w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>                                    \r\n                                    <a href=\"https:\/\/www.microlux.lu\/en\/entrepreneurs-stories\/testimonial-letzeburger\/\" class=\"gc-references__ref-content\">\r\n\t\t<div class=\"gc-stars\">\r\n            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! 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Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>            <svg class='gc-stars__star' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><!--! Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M381.2 150.3L524.9 171.5C536.8 173.2 546.8 181.6 550.6 193.1C554.4 204.7 551.3 217.3 542.7 225.9L438.5 328.1L463.1 474.7C465.1 486.7 460.2 498.9 450.2 506C440.3 513.1 427.2 514 416.5 508.3L288.1 439.8L159.8 508.3C149 514 135.9 513.1 126 506C116.1 498.9 111.1 486.7 113.2 474.7L137.8 328.1L33.58 225.9C24.97 217.3 21.91 204.7 25.69 193.1C29.46 181.6 39.43 173.2 51.42 171.5L195 150.3L259.4 17.97C264.7 6.954 275.9-.0391 288.1-.0391C300.4-.0391 311.6 6.954 316.9 17.97L381.2 150.3z\"\/><\/svg>    <\/div>\r\n                                        <div class=\"gc-cii gc-cii--small-margin \">\r\n            <q class=\"gc-cii__quote\">&#8220;Being entrepreneurs has given us freedom in time management, independence, lots of experiences we wouldn&#8217;t have in a normal job and lots of new relationships. And microlux is very responsive, which is great! &#8220;\n<\/q>\r\n        \r\n    <div class=\"gc-cii__bottom\">\r\n        <div>\r\n            <h5 class=\"gc-cii__name\">\r\n                <span class=\"gc-cii__dash\">\r\n                    F\u00e9lix &amp; Pol\r\n                <\/span>\r\n                            <\/h5>\r\n            <div class=\"gc-cii__client\">\r\n                                    <span class=\"gc-cii__dash\">\r\n                        L\u00ebtzeburger\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        Foodtruck\r\n                    <\/span>\r\n                                                    <span class=\"gc-cii__dash\">\r\n                        since 2018\r\n                    <\/span>\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\t<\/a>                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                    <div class=\"gc-references__buttons\">\r\n                        <button class=\"gc-references__button\" @click=\"previous()\" aria-label=\"Previous review\">\r\n                            <svg class='gc-references__arrow' xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><!--! 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Font Awesome Pro 6.0.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2022 Fonticons, Inc. --><path d=\"M438.6 278.6l-160 160C272.4 444.9 264.2 448 256 448s-16.38-3.125-22.62-9.375c-12.5-12.5-12.5-32.75 0-45.25L338.8 288H32C14.33 288 .0016 273.7 .0016 256S14.33 224 32 224h306.8l-105.4-105.4c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0l160 160C451.1 245.9 451.1 266.1 438.6 278.6z\"\/><\/svg>                        <\/button>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n<\/div>\r\n<\/section>\r\n\n\n<!--\r\n Title: FAQ\r\n-->\r\n\r\n    <section class=\"gc-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n        <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <ul class=\"gc-faq__list\">\r\n                                    <li class=\"gc-faq__question-item\" x-data=\"faq(false)\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" @click=\"toggle\">\r\n                        <h4 class=\"gc-faq__question h4\">\r\n                            <span itemprop=\"name\">What are the main differences between microlux and a traditional bank?<\/span>\r\n                            <span>&#8211;<\/span>\r\n                        <\/h4>\r\n\r\n                        <div class=\"gc-faq__anwser\" x-show=\"expanded\" x-collapse itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                            <div class=\"gc-faq__anwser-text\" itemprop=\"text\">\r\n                                Microlux is a non-profit social enterprise whose mission is the social and economic inclusion of people who do not have access to traditional bank credit. Unlike conventional banks, microlux does not aim to generate profits. The institution offers microloans to finance professional projects and provides free personalized support thanks to a team of dedicated volunteers.\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/li>\r\n                                    <li class=\"gc-faq__question-item\" x-data=\"faq(false)\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" @click=\"toggle\">\r\n                        <h4 class=\"gc-faq__question h4\">\r\n                            <span itemprop=\"name\">What is a microenterprise?<\/span>\r\n                            <span>&#8211;<\/span>\r\n                        <\/h4>\r\n\r\n                        <div class=\"gc-faq__anwser\" x-show=\"expanded\" x-collapse itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                            <div class=\"gc-faq__anwser-text\" itemprop=\"text\">\r\n                                A <a href=\"http:\/\/eur-lex.europa.eu\/legal-content\/FR\/TXT\/?uri=URISERV%3An26026\" target=\"_blank\" rel=\"noopener\">microenterprise<\/a> is a company with fewer than 10 employees and annual sales or balance sheet totaling less than \u20ac2 million. This is not a legal status, as a microenterprise can be a sole proprietorship or a trading company.\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/li>\r\n                                    <li class=\"gc-faq__question-item\" x-data=\"faq(false)\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" @click=\"toggle\">\r\n                        <h4 class=\"gc-faq__question h4\">\r\n                            <span itemprop=\"name\">Who can apply for a microcredit?<\/span>\r\n                            <span>&#8211;<\/span>\r\n                        <\/h4>\r\n\r\n                        <div class=\"gc-faq__anwser\" x-show=\"expanded\" x-collapse itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                            <div class=\"gc-faq__anwser-text\" itemprop=\"text\">\r\n                                <p class=\"bodytext\">Anyone with a business idea or who wants to develop its business and needs financing to launch its activity, and who does not have access to a traditional bank credit:<\/p>\r\n\r\n<ul>\r\n \t<li>Microentrepreneurs and social entrepreneurs unable to meet bank credit requirements;<\/li>\r\n \t<li>Unemployed people;<\/li>\r\n \t<li>Revis (social inclusion income) beneficiaries;<\/li>\r\n \t<li>Young entrepreneurs without financial guarantees;<\/li>\r\n \t<li>Refugees;<\/li>\r\n<\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n<\/div>\r\n    <\/section>\r\n\n\n<!--\r\n    Title: Call to action\r\n-->\r\n\r\n<section class=\"gc-cta\">\r\n    <!--\r\n Title: Container\r\n Mode: preview\r\n SupportsJSX: true\r\n-->\r\n\r\n\r\n<div class=\"gc-container gc-container--has-margin\">\r\n    <div class=\"gc-cta__wrapper\">\r\n            <div class=\"gc-cta__image-wrapper gc-cta__image-wrapper--cover-image gc-cta__image-wrapper--80\">\r\n                <img decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-819x1024.jpg\" class=\"gc-cta__image\" alt=\"\" srcset=\"https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-819x1024.jpg 819w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-240x300.jpg 240w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-768x960.jpg 768w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-1229x1536.jpg 1229w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-1639x2048.jpg 1639w, https:\/\/cdn.microlux.lu\/wp-content\/uploads\/2022_03_04_Equipe_Microlux-3395-\u00a9Tania-Alamilla-1536x1920.jpg 1536w, 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type='email' value='' class='large'   placeholder='Email' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_2_3\" class=\"gfield gfield--type-phone gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_3'>Phone number<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_2_3' type='tel' value='' class='large'  placeholder='Phone number' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2_4\" class=\"gfield gfield--type-textarea field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' 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